Independence Asset Advisors, LLC (“Independence”) is registered with the U.S. Securities and Exchange Commission (“SEC”) as an Investment Advisor. Registration does not imply a certain level of skill or training. The information on this website has not been approved or verified by the SEC or by any state securities authority. This is not an offer or solicitation for investment advisory services, or other products or services in any jurisdiction where Independence is not authorized to do business or where such offer or solicitation would be contrary to the securities laws or other local laws and regulation of that jurisdiction.

Not all services will be appropriate or necessary for all clients, and the potential value and benefit of the adviser’s services will vary based upon a variety of factors, such as the client’s investment and financial circumstances and overall objectives. The effectiveness and potential success of adviser’s services can depend on a variety of factors, including but not limited to the manner and timing of implementation, coordination with the client and the client’s other engaged professionals, as well as economic and market conditions.

Independence is neither a law firm nor an accounting firm and does not provide legal, tax, or accounting advice of any kind. Website visitors and clients should consult an attorney or tax professional regarding their specific legal or tax situation. Not all services come with ongoing monitoring or updating of client financial plans. Clients should refer to their services agreement to determine the scope of ongoing monitoring provided under their engagement. All investments involve risk, including the possible loss of some or all of the principal amount invested. Past performance does not guarantee future results.

Independence communications and communications emanating from its social media are for informational purposes only and are not intended as an offer or solicitation for the purchase or sale of any financial instrument, or as an official confirmation of any transaction or an advertisement of investment advisory services. The Independence website provides its users links to social media sites and email. The linked social media contains pre-populated posts or messages. However, these posts or messages can be deleted or edited by Independence at any time without prior notification.

Independence Asset Advisors, LLC (the “Firm” and “Advisor”)

The Firm has adopted this policy with recognition that protecting the privacy and security of the personal information we obtain about our customers is an important responsibility. We also know that you expect us to service you in an accurate and efficient manner. To do so, we must collect and maintain certain personal information about you. We want you to know what information we collect and how we use and safeguard that information.

What Information We Collect

We collect certain non-public personal identifying information about you (such as your name, address, social security number, etc.) from information that you provide on applications, agreements or other forms, as well as communications (electronic, telephone, written, or in person) with you or your authorized representatives (such as your attorney, accountant, etc.). We also collect information about your brokerage accounts and transactions (such as purchases, sales, account balances, inquiries, etc.).

What Information We Disclose

We do not disclose the non-public personal information we collect about our customers to anyone except: (i) in furtherance of our business relationship with them and then only to those persons necessary to effect the transactions and provide the services that they authorize (such as broker-dealers, custodians, etc.); (ii) to persons assessing our compliance with industry standards (e.g., professional licensing authorities, etc.); (iii) our attorneys, accountants, and auditors; or (iv) as otherwise provided by law.

We are permitted by law to disclose the nonpublic personal information about you to governmental agencies and other third parties in certain circumstances (such as third parties that perform administrative or marketing services on our behalf or for joint marketing programs). These third parties are prohibited to use or share the information for any other purpose. If you decide at some point to either terminate our services or become an inactive customer, we will continue to adhere to our privacy policy, as may be amended from time to time.

Security of Your Information

We restrict access to your nonpublic personal information to those employees who need to know that information to service your account. We maintain physical, electronic and procedural safeguards that comply with applicable federal or state standards to protect your nonpublic personal information.

Changes to Our Privacy Policy or Relationship with You

Our policy about obtaining and disclosing information may change from time to time. We will provide you with notice of any material change to this policy before we implement the change. If you have any questions regarding any aspect of our Privacy Policy, please contact us at (484) 413-2433.

Effective 01/01/2024
Document 102IAA